Security & Compliance · Fraud PreventionstructuralFintechData Quality

Banks deny fraud claims using only IP address as proof of authorization

When customers report unauthorized card charges, banks sometimes deny the fraud claim citing an IP address associated with the transaction as evidence of authorization, despite IP addresses being shareable, reassignable, or maskable and not reliably tied to an individual. Customers are left without proper documentation of the investigations basis.

3mentions
1sources
4.35

Signal

Visibility

4

Leverage

Impact

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Problem descriptions, scores, analysis, and solution blueprints may be updated as new community data becomes available.