Mortgage servicer continues collection activity in violation of bankruptcy automatic stay
Borrower in active Chapter 13 bankruptcy reports the servicer ignoring the automatic stay and continuing collection efforts, which is a federal violation.
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Similar Problems
surfaced semanticallyBank Repossesses Vehicle Despite Active Bankruptcy Automatic Stay
Lenders willfully violate bankruptcy automatic stay protections by repossessing vehicles from consumers who are under active bankruptcy protection, causing severe financial and personal harm. Lenders are aware of the bankruptcy filing but proceed with repossession anyway. Victims must file adversary proceedings in bankruptcy court but few know this option exists — automated stay violation documentation and filing tools could enable self-advocacy.
Banks illegally dual-track foreclosure while processing loan modifications
Mortgage servicers simultaneously pursue foreclosure while processing loan modification applications despite federal prohibition on dual tracking. Homeowners facing foreclosure cannot get modifications fairly considered when servicers pursue both tracks concurrently. The practice puts legally protected consumers at risk of losing their homes.
Debt Collectors Continue Credit Reporting After Written Promise to Stop
Collection agencies that have provided written confirmation to cease collection activity continue to report negative items on consumer credit reports, contradicting their own documented commitments. This ongoing credit damage harms consumers who relied on the written assurance in good faith. The lack of enforcement mechanisms for collector written agreements creates a trust and accountability gap.
Credit Union Blocks Mortgage Payments During Active Bankruptcy Proceedings
First Tech Federal Credit Union obstructed mortgage payments while the borrower was in an active bankruptcy case, preventing court-required payment compliance. The servicer's interference created legal jeopardy for the borrower.
TransUnion Attempts to Collect Discharged Bankruptcy Debt
Individual CFPB complaint about TransUnion collecting discharged bankruptcy debt.
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