Allstate Misclassifies Biohazard Contaminated Property as Cleanable, Denies Loss-of-Use Compensation
A homeowner's property contaminated with biohazard material was improperly classified by Allstate as cleanable rather than a total loss, resulting in items returned still contaminated and a $0.00 loss-of-use payout despite the property being uninhabitable. Despite DOI escalation, the insurer has refused to correct the claim estimate.
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