Insurance Carriers Systematically Delay Claims Processing in Violation of State Law
Policyholders dealing with major insurance carriers face deliberate delays in claims processing that violate state unfair claims practices statutes, with 47+ day waits on legally mandated reimbursements. Claimants lack tools to track statutory deadlines, document adjuster communications, and build evidence packages for regulatory complaints. The power imbalance between individual claimants and carrier legal departments makes this a structural, recurring problem.
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