Mortgage Servicer Proceeds with Foreclosure Despite Active Approved Modification
A homeowner under an approved loan modification with completed payments still faces an active foreclosure sale date the servicer refuses to cancel. Individual mortgage servicing failure with serious financial consequences.
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Similar Problems
surfaced semanticallyMortgage Servicers Proceed with Foreclosure During Active Short Sale Review
Homeowners who submit complete short sale or alternative resolution packages face foreclosure proceedings that continue in parallel without any mandatory hold, despite good-faith compliance. Servicers lack or refuse to apply a binding review-period stay, leaving borrowers unable to stop a sale they have actively tried to avoid. The absence of enforceable timeline alignment between loss mitigation review and foreclosure sale scheduling causes irreversible harm.
Mortgage Servicers Stall Modification Requests With No Decision Timeline
Homeowners struggling to pay face servicers who repeatedly request the same documentation without ever issuing a modification decision. The process is opaque with no SLAs communicated to the borrower. This leaves distressed homeowners in limbo unable to plan financially or seek alternatives.
Foreclosure pursued despite approved repayment plan after servicer transfer
A foreclosure lawsuit initiated by a prior mortgage servicer continues via sheriff sale even after the loan transferred to a new servicer that approved and is honoring a repayment plan. Individual legal case.
Mortgage servicers repeatedly lose loan-modification paperwork during loss mitigation
Borrowers seeking modifications submit the same documentation repeatedly while servicers claim non-receipt or losing files. The cycle stalls loss mitigation while default risk grows.
Mortgage servicer proceeds with foreclosure while a loan modification is still being processed
A homeowner reports their mortgage servicer, Onity, continuing foreclosure proceedings despite an active loan modification request, in apparent violation of dual-tracking rules meant to prevent this exact scenario.
Problem descriptions, scores, analysis, and solution blueprints may be updated as new community data becomes available.