Financial Data Aggregation API Access Gated Behind Slow, Unreachable Sales-Only Support
Developers building B2C financial-aggregation products face a near-duopoly (Plaid and MX) for bank account data access, with multi-week waits for production API approval and no way to reach support until a paid "production access" tier is granted -- only a sales team that cannot resolve technical blockers. Building an alternative or working around this is a structural pain point for any team building on top of US bank data.
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